Abstract—With the rising progress in terms of science & technology an increased in the growth and development of the economy have also been noticed, the volume of transactions is increasing day by day as people have also started shifting towards the digital mode of payment with the development of unified payment interface and it also has an impact of the purchasing power and overall consumption pattern of the people, the government is also promoting the use of unified payment interface by taking several initiatives even new companies are coming up with offers to attract more customers since people are carrying out their day to day monetary transactions with the help of unified payment interface however in general people don’t like to disclose about this outside their inner social circles and talk about their user experience In this paper around 310 respondents were surveyed in National Post Graduate College Lucknow with the help of a digital questionnaire and it reveals about their experiences and mere expectations.

Keywords—Unified Payment Interface (UPI), National Payments Corporation of India (NPCI), digital economy, cashless transactions, digital transactions, consumption pattern, purchasing power

Cite: Rishabh Chaturvedi, "A Youthful Perspective on the Digital Revolution of Unified Payment Interface in the National Post Graduate College of Lucknow," Journal of Advanced Management Science, Vol. 12, No. 4, pp. 144-154, 2024.